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Balance Transfers: Good or Bad?

Updated on May. 10, 2022

Balance Transfers: Good or Bad?

Wondering if balance transfers are good or bad? Learn how they affect your credit score, interest costs, utilization, and when they're worth using.

Student Loans and Your Credit Score

Updated on Feb. 24, 2022

Student Loans and Your Credit Score

First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe

Is Valentine's Day Debt Worth It

Updated on Feb. 10, 2022

Is Valentine's Day Debt Worth It

This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve

How Your Credit Score Affects Your Life

Updated on Jan. 13, 2022

How Your Credit Score Affects Your Life

Your credit score affects far more than loans. Impacts mortgages, insurance, apartments, jobs, utilities, and can cost over six figures during your lifetime

Guide To Effective Holiday Credit Repair

Updated on Dec. 02, 2021

Guide To Effective Holiday Credit Repair

Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs

Guide to Improve Your Credit by Thanksgiving

Updated on Nov. 04, 2021

Guide to Improve Your Credit by Thanksgiving

Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h