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Houston Credit Repair: Know your Options

Updated on Aug. 31, 2022

Houston Credit Repair: Know your Options

Trying to figure out the best company (much less the best process) to use for repairing your Credit can be a daunting task. In fact, just doing a quick Google search for “Best Credit Repair Company" o

Medical Debt: 2023 Update

Updated on Jul. 07, 2022

Medical Debt: 2023 Update

This summer, the three major credit bureaus, TransUnion, Experian, and Equifax,are making some big changes to their medical collections policy by announcing that they will delete 70% of medical collec

In My Credit Mythbusting Era

Updated on Jun. 30, 2022

In My Credit Mythbusting Era

Myth: You Shouldn't Check Your Credit Score When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issu

Balance Transfers: Good or Bad?

Updated on May. 10, 2022

Balance Transfers: Good or Bad?

Wondering if balance transfers are good or bad? Learn how they affect your credit score, interest costs, utilization, and when they're worth using.

Student Loans and Your Credit Score

Updated on Feb. 24, 2022

Student Loans and Your Credit Score

First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe

Is Valentine's Day Debt Worth It

Updated on Feb. 10, 2022

Is Valentine's Day Debt Worth It

This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve

Checking Into Checking Out Your Credit Report

Updated on Jan. 20, 2022

Checking Into Checking Out Your Credit Report

If youre thinking about kicking back and relaxing with a good read, chances are your credit report isnt the first reading material that comes to mind. However, your credit report is a document that yo

How Your Credit Score Affects Your Life

Updated on Jan. 13, 2022

How Your Credit Score Affects Your Life

Your credit score affects far more than loans. how it impacts mortgages, insurance, apartments, jobs, utilities, and can cost over $100,000 during your lifetime

Holly Jolly Credit Score Protection

Updated on Dec. 16, 2021

Holly Jolly Credit Score Protection

It can be challenging, even during the non-holiday season, to keep up healthy spending habits. Throw Christmas into the mix and it can seem like an impossibility. However, with a little awareness and

Guide To Effective Holiday Credit Repair

Updated on Dec. 02, 2021

Guide To Effective Holiday Credit Repair

Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs

Holiday Planning for Credit Score Protection

Updated on Nov. 25, 2021

Holiday Planning for Credit Score Protection

If your credit score doesnt look like the credit score you really want for Christmas, thats okay. Its not too late to plan ahead. You can protect the score you do have and simultaneously start focusin

Guide to Improve Your Credit by Thanksgiving

Updated on Nov. 04, 2021

Guide to Improve Your Credit by Thanksgiving

Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h

Phone Payments and Your Credit Score

Updated on Sep. 30, 2021

Phone Payments and Your Credit Score

Learn how phone payments affect your credit score, when they can hurt your credit, and how Experian Boost works into credit-building opportunities.

What Score is a Good Score?

Updated on Aug. 19, 2021

What Score is a Good Score?

For the most part, scores between 690 and 719 are considered good credit scores. A score higher than 720 is excellent, and ones between 630 and 689 are considered fair. If your score is below 630, tha