Updated on Aug. 31, 2022
Houston Credit Repair: Know your Options
Trying to figure out the best company (much less the best process) to use for repairing your Credit can be a daunting task. In fact, just doing a quick Google search for “Best Credit Repair Company" o
Updated on Aug. 15, 2022
How to Build Credit for Your Child: Step-by-Step Age Guide
How to build credit to your child at every age. Discover authorized users, secured cards, teen credit tips, and how parents can help create strong credit early.
Updated on Jul. 07, 2022
Medical Debt: 2023 Update
This summer, the three major credit bureaus, TransUnion, Experian, and Equifax,are making some big changes to their medical collections policy by announcing that they will delete 70% of medical collec
Updated on Jun. 30, 2022
In My Credit Mythbusting Era
Myth: You Shouldn't Check Your Credit Score When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issu
Updated on May. 10, 2022
Balance Transfers: Good or Bad?
Wondering if balance transfers are good or bad? Learn how they affect your credit score, interest costs, utilization, and when they're worth using.
Updated on Apr. 28, 2022
Boost or Bust? Here Is What You Need to Know Before You Connect
Wondering if Experian Boost works? Learn who actually benefits, average score increases, limitations, mortgage impact, and better alternatives.
Updated on Feb. 24, 2022
Student Loans and Your Credit Score
First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe
Updated on Feb. 10, 2022
Is Valentine's Day Debt Worth It
This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve
Updated on Jan. 20, 2022
Checking Into Checking Out Your Credit Report
If youre thinking about kicking back and relaxing with a good read, chances are your credit report isnt the first reading material that comes to mind. However, your credit report is a document that yo
Updated on Jan. 13, 2022
How Your Credit Score Affects Your Life
Your credit score affects far more than loans. how it impacts mortgages, insurance, apartments, jobs, utilities, and can cost over $100,000 during your lifetime
Updated on Dec. 16, 2021
Holly Jolly Credit Score Protection
It can be challenging, even during the non-holiday season, to keep up healthy spending habits. Throw Christmas into the mix and it can seem like an impossibility. However, with a little awareness and
Updated on Dec. 02, 2021
Guide To Effective Holiday Credit Repair
Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs
Updated on Nov. 25, 2021
Holiday Planning for Credit Score Protection
If your credit score doesnt look like the credit score you really want for Christmas, thats okay. Its not too late to plan ahead. You can protect the score you do have and simultaneously start focusin
Updated on Nov. 04, 2021
Guide to Improve Your Credit by Thanksgiving
Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h
Updated on Sep. 30, 2021
Phone Payments and Your Credit Score
Learn how phone payments affect your credit score, when they can hurt your credit, and how Experian Boost works into credit-building opportunities.
Updated on Sep. 16, 2021
How Long Does Credit Repair Take? Setting Expectations
Wondering how long credit repair takes? Learn realistic timelines, what speeds up results, and how long disputes, collections, and late payments take.
Updated on Aug. 19, 2021
What Score is a Good Score?
For the most part, scores between 690 and 719 are considered good credit scores. A score higher than 720 is excellent, and ones between 630 and 689 are considered fair. If your score is below 630, tha