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How Zero Credit Card Balance Affects Your Credit Score

Updated on Apr. 10, 2024

How Zero Credit Card Balance Affects Your Credit Score

Hello guys, it's me again, Joe Mahlow. Alright, let's talk credit scores. You know, those mysterious numbers that seem to have a say in just about everything financial? Well, turns out, your credit ca

Investing 101: What I Wish I'd Known as a Newbie

Updated on Apr. 10, 2024

Investing 101: What I Wish I'd Known as a Newbie

When I first started investing, I had no clue what I was doing. I just opened a basic brokerage account, threw some money into a couple of random stocks I'd heard of, and hoped for the best. As you ca

Can Debt Collectors Contact My Relatives About My Debt?

Updated on Apr. 09, 2024

Can Debt Collectors Contact My Relatives About My Debt?

Hey folks, I'm Joe Mahlow, and I've seen my fair share of financial ups and downs over my 15 years in the credit industry . Let's talk about a real annoyance: debt collectors. You know, it's bad enoug

How to Keep Your Credit Safe When Opening Joint Accounts

Updated on Apr. 08, 2024

How to Keep Your Credit Safe When Opening Joint Accounts

Hey there, blog readers. It's your favorite credit repair guru, Joe Mahlow, here with some super important tips on how to keep your credit safe when opening joint accounts. As the owner of a successfu

Charge-Off Got You Down? How to Remove It Without Paying

Updated on Apr. 05, 2024

Charge-Off Got You Down? How to Remove It Without Paying

Hey there, Joe Mahlow here! As someone who's been in the credit repair biz for over 17 years, I've seen it all. Charge-offs can feel like a hopeless money pit, but take it from me—there are ways to di

Why Available Credit on Your Credit Card Matters

Updated on Apr. 04, 2024

Why Available Credit on Your Credit Card Matters

Hey there, it's me again Joe Mahlow, and today we are diving into a topic that's crucial for your financial well-being: your available credit! Have you ever thought about how much of it you use? It's