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Updated on Nov. 08, 2024

Learn how to handle and remove SRS collections from your credit report. Expert tips to dispute errors and improve your credit score.

Updated on Nov. 08, 2024

Alright, welcome back, everyone! Is personal finance really dependent upon your behavior? I get that question all the time. My simple answer: Absolutely! Today we’re digging into something foundationa

Updated on Nov. 07, 2024

CONGRATS! Your Navy Federal Business Credit Card application was approved. Many are long waiting to get this message. Not too fast. You still have to submit your Navy Federal Business Credit Card appl

Updated on Nov. 07, 2024

How to Handle TSI Collections The Right Way · Step 1: Verify the Debt · Step 2: Understand Your Rights · Step 3: Decide Whether to Pay. Learn more!

Updated on Nov. 02, 2024

Have you come across Reddit’s personal finance community?  Credit repair can seem mysterious when you’re just getting started, but trust me—it’s completely doable. I&rsquo

Updated on Nov. 02, 2024

Learn how to secure startup business credit cards even without established credit history. Discover strategies, requirements, and top card options for new entrepreneurs to build business credit from scratch.

Updated on Nov. 01, 2024

Being contacted by a collection agency like Keystone Collection can ruin your day.  If you’re here, you’re probably dealing with a debt that’s been turned over to collections. T

Updated on Nov. 01, 2024

If you’re a business owner, freelancer, or side hustler, a  Chase business credit card could be the tool you need. It’s a reliable way to manage expenses, build business credit, and u

Updated on Oct. 25, 2024

Asking for a credit limit increase is a common move for people trying to build their credit or get a bit more financial flexibility.  But one question often comes up: does requesting a credit inc

Updated on Oct. 24, 2024

So, you’re ready to fix your credit but don’t want to do it alone? I’ve been there.  It can feel overwhelming, and that’s where credit repair services come in. Signing up

Updated on Oct. 24, 2024

Are you struggling to rebuild your credit after facing financial setbacks? Credit repair companies are there to help you improve your credit score.  What do they do? When I first heard about cred

Updated on Oct. 23, 2024

When you get a ccs notice, read the letter carefully, note the key information like the amount owed, the due date, and the original creditor.

Updated on Oct. 21, 2024

Is it really possible to be out of debt in just a short time ? Debt can feel like a dark cloud hanging over your head. You know, that scary feeling when you saw credence caller id appear on your scree

Updated on May. 15, 2024

Oh boy, I am so excited to share my findings on the best credit repair software out there!  As someone who has witnessed people struggle with credit, I know how frustrating and overwhelming it ca

Updated on May. 14, 2024

Secured credit cards are a valuable tool for people looking to build or rebuild their credit history . Unlike traditional credit cards, secured cards require a refundable security deposit, typically e

Updated on May. 14, 2024

In today's credit-driven world, a negative mark like 11 Charter Communications on your credit report can be a nightmare. It can be a real head-scratcher, especially if you don't remember any dealings

Updated on May. 13, 2024

Have you ever checked your credit score and seen a sudden drop, leaving you wondering, "what happened?"  If you suspect there might be inaccurate information on your credit report, a 609 letter c

Updated on May. 13, 2024

Looking for a 609 letter template ? In our previous post, we talked about how we can use 609 letters to your advantage. Today, I want to share with you how to write those letters by giving out a sampl